Section 1: Becoming an Ijascode Affiliate

A. Age of Majority. All Applicants must have reached the age of majority, usually eighteen (18) years of age, in the jurisdiction in which they reside. Any Affiliate found to be in violation at present or at the time of sign up is subject to termination.

B. Application. An Applicant is authorized by the Company to exercise Affiliate Rights and operate an Affiliateship when he or she (i) purchases the Ijascode Packages with annual, 2 years, 3 years, 5 years or Forlife subscription Fee; (ii) returns to the Company a completed and signed original or electronic (faxed or scanned) Affiliate Agreement or signs through the company’s on‐line application process; and (iii) the Company accepts the Agreement. (The Affiliate Agreement and other necessary forms are available on the Company’s website.)

1. In order to be accepted by the Company, an Affiliate Agreement for the country in which the Applicant resides and any other required document of the Contract must be complete and correct in every respect and submitted by the Affiliate.

2. Failure of the Affiliate to submit a complete and correct Agreement or to provide appropriate documentation, when requested, may result in the Affiliate Agreement being rejected by the Company. The right to accept or renew any Affiliate Agreement remains solely with the Company for a period of 30 days.

3. An Affiliate may be required to provide the Company with proof of residency, work authorizations, and ability to legally conduct business in the country stated on the Affiliate Agreement.

C. Monthly Required Purchase. Unless otherwise prohibited by law, the only purchases required to obtain and maintain an Affiliate are Monthly Maintenance and Web Hosting Fee (if agreed to get custom domain name). Product purchases are optional.

D. Business Entities. If the Applicant wishes to use a Business Entity as their Independent

Affiliateship, the Affiliate Agreement must be of a Person authorized to bind the Business

Entity. The Applicant must also submit with the Affiliate Agreement: (i) an Identification Number for the Business Entity (EIN), and (ii) a Statement of Beneficial Interest, which must include the signature and Identification Number or other personal identification number of every Person having a Beneficial Interest in the Business Entity. To verify the form of the Business Entity, Beneficial Interest holders, and authorized signatories, the Company may require, at any time, the Applicant to submit a copy of its articles of organization, articles of incorporation or other charter documentation.

E. Identification Number. For tax reporting (where required) and identification purposes (where permitted by law), the Company requires Applicants to provide the Identification Number or other personal identification number. Affiliates from United States and other countries that issue a social security number (SSN) for personal individual account or TIN for business entity will be required to provide this information upon registration whether online or offline (paper registration).

For any countries that do not provide SSN or TIN, an affiliate is required to submit 2 valid government issued identification and private company issued documents, and must be the combination of A and B documents:

Group A documents: Driver license, passport, voters ID, citizenship card or resident card.

Group B documents: Bank statement, utility bills (water bill, electric, cellphone contract bill, car payment receipt or house rent statement), health card or international driver license.

Documents will only be accepted after thorough review and verification by Ijascode Compliance team. Failure to provide this information may result in rejection of the Application or cancellation of the Affiliateship.

F. Inaccurate Information. If the Company determines that the Affiliate Agreement or the Statement of Beneficial Interest contains inaccurate or false information, it may immediately terminate an Affiliate or declare the Affiliate Agreement null and void from its beginning. Further, it is the obligation of the Affiliate to report to the Company on an ongoing basis any changes, which affect the accuracy of the Contract.

G. Term. The Contract is valid for the period of one (1) month from the Date of Sign‐up. Each month after that, the Contract may be renewed by payment of Monthly Maintenance Fee. The

Affiliate, on the monthly basis, from the Date-of Sign-up, must pay this fee when the Affiliateship is to be renewed.

1. The Affiliate expressly authorizes the Company to collect the monthly maintenance fee using the payment method saved to their individual Affiliate account.

2. An Affiliate will forfeit Affiliate Rights and agrees that his or her position may lose its Downline Organization, and may forfeit the right to participate in the Compensation Plan, if the monthly subscription fee is not paid by the renewal date.

H. Non‐Exclusive Territory. The authorization of an Affiliate to exercise Affiliate Rights and operate an Affiliateship hereunder does not include a grant of an exclusive franchise or territory to an Affiliate, nor is an Affiliate allowed to make such claims.

Section 2: Obligations of an Affiliate and Managing an Affiliateship

A. Compliance. An Affiliate shall comply at all times with each of the terms and conditions of the Contract, as well as local, state, and country laws.

B. Independent Contractor. An Affiliate is an Independent Marketing Affiliate Contractor (IMAC) and is responsible for his or her own business expenses, decisions, taxes and actions.

1. An Affiliate shall not represent himself or herself as an agent, employee, partner, or joint venture with the Company. An Affiliate shall not make purchases or enter into any transactions or contracts in the Company’s name.

2. An Affiliate’s work hours, business expenditures, and business plans are not dictated by the Ijascode company. An Affiliate shall make no printed or verbal representations, which state or imply otherwise.

3. An Affiliate is fully responsible for all of his or her verbal and/or written statements made regarding the Products, services, and the Compensation Plan which are not expressly contained in official Company materials and the Affiliate agrees to indemnify the Company against any claims, damages, or other expenses, including attorneys’ fees, arising from any representations or actions made by the Affiliate that are outside the scope of the Contract. The provisions of this Section survive the termination of the Contract.

C. Compliance with Laws. In conducting its Affiliate Business, an Affiliate must comply with all applicable national and local laws, regulations, and ordinances. An Affiliate shall not violate any laws which apply to unfair competition or business practice, including any law that prohibits the advertising, offer to sell, or sale of Products at less than the Wholesale price of the Products.

D. Offerings. An Affiliate may not offer or promote any non‐Company plans, incentives, opportunities, non‐approved Sales Tools, or Non‐Ijascode Products in conjunction with the promotion of Ijascode Products. Only Companywide offers may be advertised.

E. Promotion of Competing Products. An Affiliate is prohibited during the term of the Contract from promoting or selling in any Authorized Country any non‐Company brand incentivized or marketing products and services, which have the same core intellectual properties as the company.

F. Direct Sales. Achieving success as an Affiliate requires time, effort and commitment. There are no guarantees of Commissions, only rewards based upon productivity. A successful Affiliate Business requires regular and repeated Sales of Products by an Affiliate. Sales by an Affiliate’s Downline Organization also contributes to the success of an Affiliate Business. An Affiliate is required to keep records of all Sales for a period of [one] year and the Company randomly monitors compliance with Sales requirements of the Company. Each Product purchased by non‐Affiliate or Customers is automatically counted on a monthly basis towards qualification requirements.

G. Negative Statements. An Affiliate will make no disparaging, misleading, inaccurate, or unfair statements, representations, claims, or comparisons with regard to:

1. The Company, its Products, its commercial activities, or its Affiliates; or

2. Other companies, including competitors, their services, products or commercial activities.

H. Unethical Activity. An Affiliate must be ethical and professional at all times when conducting Affiliate Business. An Affiliate will not, nor will the Affiliate permit Affiliate in his or her Downline Organization to engage in unethical activity. Examples of unethical activities include, but are not limited to, the following:

1. Causing Product sales in Retail Establishments or on Unauthorized Websites;

2. Use of another Affiliate or Customer’s credit card without express written permission;

3. Unauthorized use of any Company Confidential Information;

4. Cross‐Company Recruiting (including aiding and abetting another to Cross‐Company Recruit);

5. Cross‐line Recruiting (including aiding and abetting another to Cross‐line Recruit);

6. Writing checks without sufficient funds;

7. Making unapproved claims about the Product;

8. Making income claims about the Affiliate Business, which is not compliant with the provisions of the Policies and Procedures;

9. Making false statements or misrepresentation of any kind, including but not limited to: untruthful or misleading representations or sales offers relating to the quality, availability, grade, price, terms of payment, refund rights, guarantees, or performance of Products;

10. Personal conduct that discredits the Company and/or its Affiliate;

11. Violating the laws and regulations pertaining to the Affiliate Business;

12. Failing to meet Sponsor responsibilities;

13. Violating the Code of Ethics; or

14. Violating the Contract.

I. Cross‐line Recruiting. The Affiliate is prohibited from engaging in Cross‐line Recruiting.

J. Cross‐Company Recruiting.

1. An Affiliate is prohibited, during the term of the Contract and for a period one (1) year following the date of termination of the Contract, from Recruiting an Affiliate to sell or purchase products or services other than those offered by Ijascode. The Affiliate stipulates and agrees that Recruiting constitutes an unreasonable and unwarranted interference with the contractual relationship between the Company and its Affiliates, conversion of the Company’s property, and misappropriation of the Company’s trade secrets. The Affiliate further stipulates and agrees that any violation of this rule will inflict immediate and irreparable harm on the Company, and that the Company shall be entitled, in addition to any other remedies that may be available, to immediate, temporary, preliminary, and permanent injunctive relief without bond; and that such injunctive relief may extend the post‐termination period of this restriction for up to one (1) year from the date of the last violation of this provision. The provisions of this Section survive the termination of the Contract. Nothing herein waives any other rights and remedies the Company may have in relation to the use of its Confidential Information or any other violations of the Contract.

2. The Affiliate agrees that appearing in, being referenced in, or allowing the Affiliate’s name or likeness to be featured or referenced in any promotional, recruiting or solicitation materials for another direct selling, network marketing or MLM companies constitute Cross‐Company Recruiting.

K. Resolving Disputes. An Affiliate must conduct all activity in the best interests of the

Company. Sponsors shall use their best efforts to resolve disputes in their Downline

Organizations. Any personal disputes between Affiliates must be resolved quickly, privately, and in the best interests of the Company.

L. No Claims of Unique Relationship. An Affiliate may not allege or imply that he or she has a unique relationship with, advantage with, or access to the Company executives or employees.

M. Detrimental Conduct. If any conduct by an Affiliate or any participant in the Affiliateship is determined by the Company to be injurious, disruptive, or harmful to the Company or to other Affiliates, the Company may take appropriate action against an Affiliate and the Affiliateship as set forth in Section 8.

N. No Reliance. An Affiliate may not rely on the Company to provide legal, tax, financial, or other professional advice, nor may it rely on any such advice if given.

O. Service Charges. The Company provides numerous services to its Affiliates without charge. However, Affiliates occasionally make requests that require special time and effort to fulfill. Requests in this category would include copies of receipts, paperwork, in‐depth Commission information that must be calculated or extracted, research, banking instructions, stop‐payment requests, etc. These and other special requests are available to the Affiliate for a cost of fifty dollars ($50 USD or equivalent local currency) per hour, plus actual costs, with a minimum charge of fifty dollars ($50 USD or equivalent local currency) per request. Costs would include banking fees, photocopy expenses, professional fees, etc. A monthly service and processing fee will be charged for commission payments.

P. Insurance. Since laws differ according to jurisdiction, the Company encourages its Affiliates to consult with an attorney regarding the extent of their personal legal liability with respect to their independent businesses.

Q. Confidentiality. Upon signing an Affiliate Agreement, the Affiliate agrees to maintain confidentiality regarding Confidential Information and any other trade secrets and proprietary information or sales methods. This confidentiality obligation is irrevocable and permanent, remains after termination of the Contract, and is subject to legal enforcement by injunction and award of costs and fees necessarily incurred. All Confidential Information is transmitted to, or allowed to be gathered by, Affiliates in strictest confidence on a need‐to‐know basis for use solely in the Affiliate Business. Affiliates must use their best efforts to keep such information confidential and must not disclose any such information to any third party, directly or indirectly. Affiliates must not use the Confidential Information or any information derived there from to compete with the Company or for any purpose other than for promoting the Company’s program and its products and services. The Affiliate maintains no ownership interest in any Confidential Information or any information derived there from, including contact and profile information of Downline Organizations, or other Affiliate contact information gathered in connection with the Affiliate’s Business, and may not sell, disseminate, or provide it to any other party. The Affiliate acknowledges and agrees that the Confidential Information received by the Affiliate relating to the profiles and reports of Downline Organizations or another Affiliate.

Information gathered in connection with the Affiliate Business, including any information derived there from, constitutes the Company’s trade secrets.

R. Privacy of Affiliate Information. All information provided by an Applicant on an Affiliate Agreement will be used solely for the purposes of evaluating the Affiliate Agreement and for related activities of the Affiliate. An Affiliate authorizes the Company to disclose its contact information to the Affiliate’s Upline, and to the Affiliate’s Downline Organization three (3) levels below or to those Affiliates for whom the Affiliate is the closest Upline “Emerald” (as defined in the Compensation Plan). The contact information may be used only for the Affiliate Business.

S. Use of Confidential Information. The Affiliate may acquire Confidential Information during the term hereof, for example, from the sale of Affiliate Tools or merchandise to the Company’s Affiliate, including those who are crossline to the Affiliate. Accordingly, regardless of the source of the Confidential Information, the Affiliate understands and agrees:

1. The Confidential Information is for the exclusive and limited use of the Affiliate to facilitate the training, support and servicing of the Affiliate’s Downline Organization for furtherance of the Affiliate Business only;

2. He or she will not disclose the Confidential Information to a third party directly or indirectly (including other Affiliates) and that doing so constitutes misuse, misappropriation, and a violation of the Contract

3. The information is of such character as to render it unique and that disclosure of it will cause irreparable damage to the Company; the Company is therefore entitled to immediate, temporary, preliminary, and permanent injunctive relief, in addition to all other remedies available in law or equity, to prevent or compensate for any violation of this policy;

4. He or she will not use the information to compete with the Company directly or indirectly and improper use will result in termination of the Contract

5. He or she may be required to sign a non‐disclosure agreement before receiving

Confidential Information from the Company, or prior to engaging in activities that would allow the Affiliate to acquire Confidential Information; and

6. Upon expiration, non‐renewal or termination of the Contract, he or she will discontinue

the use of such Confidential Information and destroy or promptly return to the Company all Confidential Information under the control of or in his or her possession.

T. Notification of Adverse Action. An Affiliate shall immediately notify the Company’s Legal department in writing of any potential or actual legal claims from third parties against the Affiliate arising from, or associated with, the Affiliate Business or the Downline Organization that may adversely affect the Company. After notifying the Affiliate, the Company may take any action necessary to protect itself, including controlling any litigation or settlement of the legal claims. If the Company takes action in the matter, the Affiliate shall not interfere or participate in the matter.

U. Release for Use of Photo, Audio, or Video Image, and/or Testimonial Endorsement.

1. The Company may take photos, audio or video recordings, or written or verbal statements of an Affiliate at Company events or may request the same directly from an Affiliate. The Affiliate agrees to and hereby grants the Company the absolute and irrevocable right and permission, to use, re‐use, broadcast, rebroadcast, publish, or republish any such photo, audio, video, or endorsement, in all or in part, individually or in conjunction with any other photograph or video, or any other endorsement, in any current or future medium and for any purpose whatsoever, including (but not by way of limitation) marketing, advertising, promotion, and/or publicity; and to copyright such photograph and/or video, in the original or as republished, in the name of the Company, or in any other name. Regardless of any other agreements or contracts the Affiliate may have with any other entity, the Affiliate agrees that any use by the Company as set forth in this Section shall be royalty free, is a work made for hire, and is not subject to any other claim. The Affiliate agrees to defend and indemnify the Company against any claims by any other party arising out of the Company's use of the rights granted herein. The Affiliate confirms that the information he or she may give as a testimonial endorsement, or as represented in a photograph, video or audio is true and accurate to the best of his or her knowledge. The Affiliate waives any right he or she may have to inspect or approve the finished or unfinished product(s), the advertising copy, printed, recorded, photographic or video matter, which may be used in connection with it or any use that may be made of it.

2. The Affiliate agrees that photos, audio or video recordings taken by the Affiliate or any third party at the Company’s events or activities may not be used by the

Affiliate or any third parties to promote the business unless it has first been approved by the company.

V. Conducting the Affiliate Business Internationally. An Affiliate has the right to operate in any Authorized Country where the Affiliate may lawfully conduct the Affiliate Business. It is an Affiliate’s responsibility to comply with all national and local laws, ordinances, and regulations when conducting Affiliate Business in any Authorized Country.

1. The Company may specify certain countries subject to a Pre‐Launch Period in which

Affiliates may also conduct the Affiliate Business. The Company may formally announce a Pre‐Launch Period at least thirty (30) days prior to the official opening.

2. An Affiliate has no authority to and shall not conduct the Affiliate Business

(except as permitted herein), nor introduce or establish the Company’s business or

Product in a non‐ Authorized Country or any country that is not the subject of a PreLaunch Period announcement from the Company. This includes, but is not limited to: any attempts to secure approval for Products or business practices; register or reserve the Company names, trademarks, trade names, or Internet domain names; or establish any kind of business or governmental contact on behalf of the Company.

3. Prior to an announced Pre‐Launch Period, Affiliate Business in an unopened country is limited strictly to the following: An Affiliate may only hand out business cards and participate in small meetings not exceeding eight (8) total persons personally acquainted with the Affiliate or the Affiliate’s contacts.

Section 3: Sponsorship

A. Sponsoring. To act as a Sponsor, an Affiliate must meet all requirements and accept all responsibilities as outlined in the Contract. A Sponsor may refer persons wishing to become Affiliates as Applicants to the Company. Only Applicants residing in Authorized Countries or in those countries subject to a Pre‐Launch Period may be sponsored.

B. Placement. Once the Company accepts an Applicant’s Affiliate Agreement, the new Affiliate is placed in the Sponsor’s Downline Organization. A Sponsor’s new Affiliate will be placed on his or her Frontline. Once placement has occurred an Affiliate will remain in that position for the duration of this Contract.

C. Training and Support. A Sponsor shall:

1. Make reasonable efforts to ensure that all Affiliates in his or her Downline Organization understand the terms and conditions of the Contract and all applicable national and local laws.

2. Provide regular training and support in the development of his or her Downline Organization’s business and the sale of Products.

3. Provide education and instruction so that Product sales and opportunity meetings conducted by Affiliates in his or her Downline Organization are conducted in accordance with the Contract, and with any applicable national and local laws.

4. Give guidance and encouragement to Affiliates in his or her Downline Organization.

5. Make commercially reasonable efforts to privately settle any disputes arising in his or her Downline Organization.

6. Failure to provide or make an effort to provide training to your first level Affiliate may result in that Affiliate being moved to a supportive Affiliate, at the Company’s sole discretion.

Section 4: Sponsor and/or Placement Changes; Transfers Beneficial Interests

A. Sponsor and/or Placement Changes. Because of the need to maintain the integrity of Downline Organizations, a Sponsor and/or Placement change may not be feasible and generally will not be allowed; therefore, the Company has complete discretion to allow or disallow any proposed change.

B. Sale or Transfer of an Affiliateship. An Affiliateship sale, assignment or transfer occurs when an Affiliate sells, assigns or transfers ownership or control of an Affiliateship to another Person. (If a member, director, manager, shareholder, partner, executive or similar position or title sells, assigns, or transfers a controlling or majority interest in a Business Entity Affiliateship, which has a Beneficial Interest in an Affiliateship, such sale, assignment or transfer, is subject to these provisions herein). The Company reserves the right, in its sole discretion, to approve or disapprove any proposed sale, assignment or transfer of an

Affiliateship. The sale, assignment or transfer of an Affiliateship may only occur if, at the time of the sale, assignment or transfer, the Affiliateship is in good standing pursuant to the terms of Section 9 herein. In any sale, assignment or transfer, the transferee Affiliate will retain the same Downline Organization and the same Rank/Title held before the approved transfer. An Affiliateship may be assigned or transferred without consideration (e.g. as a gift) subject to the Company’s prior written approval. First consideration of any transfer or sale will be

the effect on Affiliates and the Company. Any sale, assignment or transfer of an Affiliateship is subject to the conditions of this Section.

C. Right of First Refusal. Affiliateship transfers are subject to a Right of First Refusal (“RFR”) to the Company, followed by a RFR to the Qualified Direct Upline.

1. If an Affiliate receives a Bona Fide Offer to purchase his or her Affiliateship, the Affiliate shall first offer to sell such Affiliateship to the Company on the same terms and conditions contained in the Offer. The Affiliate shall deliver the Offer in writing to the Company, and the Company shall have fifteen (15) business days in which to accept the offer. Evidence of a legitimate offer may include, but is not limited to, cash or securities deposited into an escrow account, evidence of a loan commitment, and other substantial steps taken for the sole purpose of purchasing such Affiliateship.

2. If the Company fails to exercise its RFR within the fifteen (15) day time period, the Affiliate shall extend the same offer to its Qualified Direct Upline on the same terms and conditions as those contained in the Offer. The Company shall convey the Offer by providing written notice of the same to the Affiliate’s Qualified Direct Upline. The Qualified Direct Upline shall have ten (10) business days in which to accept or reject such offer. If the Qualified Direct Upline accepts the offer, he or she must provide written notice to the Company upon acceptance.

3. If the Qualified Direct Upline fails to exercise his or her RFR within the time allotted, the Affiliate may transfer the Affiliateship to the third party according to the same terms and conditions contained in the Offer, provided, however, that the Affiliate complies with all other transferring procedures contained in this Section and as may be established from time to time by the Company.

4. The RFR shall apply to each new Offer received by the Affiliate.

5. The following circumstances are not subject to the RFR requirements in Section 4; however, each instance requires that an amended Affiliate Agreement and Statement of Beneficial Interest be filed with the Company.

a. When the name of a Person who has a Beneficial Interest in the Affiliateship is added to the Affiliate Agreement (e.g., a wife adding her husband).

b. When the name of a Person who no longer has a Beneficial Interest in the Affiliateship is removed from the Affiliate Agreement (e.g., a minority member who is removed from a company; or a shareholder, not holding a controlling interest, sells his or her interest in a company.)

c. When the Affiliate is an individual and is transferring his or her ownership rights to a legal entity in which only that Affiliate has a Beneficial Interest (e.g., a husband and wife form a limited liability company to operate their Affiliateship and are the only members/ managers).

D. Limitations on Sales and Transfers.

1. An existing Affiliate may not purchase another Affiliate’s position.

2. An Affiliate who sells or transfers his or her Affiliateship may not reapply to become an Affiliate under another Sponsor for a period of not less than six (6) months after the Company has approved the sale.

3. Should an Affiliate transfer his or her Affiliateship to the Qualified Direct Upline, the Qualified Direct Upline may merge the Affiliateship into his or her existing Affiliateship or hold the Affiliateship for up to six (6) months to find and transfer the Affiliateship to a new buyer. Failure to transfer the Affiliateship within the time limit will result in the Affiliateship being merged into the Qualified Direct Upline’s Affiliateship in accordance with the Affiliateship transfer procedures.

4. If an Affiliate sells or transfers his or her Affiliateship and, within one year of the date of sale, he or she signs‐up, joins or begins work for another direct selling, network marketing or multi‐ level marketing company, such action shall be considered a breach of

the Contract and the Company reserves the right to terminate such transferred

Affiliateship pursuant to the termination provisions under the Contract. This provision shall survive the termination of the Contract.

5. All sales or transfers of Affiliateships below the Executive Diamond Rank may, at the Company’s sole discretion, be subject to a non‐competition obligation between the selling or transferring Affiliate and the Company, of up to six (6) months, pursuant to the terms of sale or transfer documentation provided by the Company. All sales or transfers of Affiliate Executive Diamond Rank or higher shall be subject to a non‐competition obligation between the selling or transferring Affiliate, the purchasing Affiliate, and the Company, of not less than one (1) year, pursuant to the terms of sale or transfer documentation provided by the Company at that time.

E. Process. Additional processing requirements include:

1. The selling/transferring Affiliate must either provide or have on file a current and accurate Affiliate Agreement and Statement of Beneficial Interest for all Business Entities requesting the transfer.

2. Specific documentation available by request from the Company must be submitted in order to process a sale or transfer of Affiliateship.

3. An application for a sale or transfer must be received by the Compliance Department at the Company by the 15^th day of a month in order for the change to be effective for the given month.

4. Any requests received after the 15^th will be processed for the following month.

5. A one hundred dollar ($120 USD or equivalent local currency) fee will be assessed per each request.

F. Interpretation. The interpretation of these Policies & Procedures pertaining to the sale, assignment or transfer of an Affiliateship will be made in a manner that considers and serves the best interests of the Company and its Affiliates. The Company reserves the right to reject any transferee or buyer.

G. Restrictions Against Multiple Beneficial Interests.

1. An Affiliate is prohibited from having a Beneficial Interest in more than one Affiliateship.

2. If a Person with a Beneficial Interest in an existing Affiliateship wishes to become an

Affiliate under another Sponsor, the Person must first terminate the Beneficial Interest in the existing Affiliateship and wait six (6) months before applying to be an Affiliate.

3. The Company’s restrictions against multiple Beneficial Interests ensures that (i) all efforts by an Affiliate to build his or her Affiliate Business are focused on a single Affiliateship and not diluted through the demands of multiple Affiliateships; and (ii) the Upline receives the full benefit of the Affiliate’s efforts. In determining whether or not an Affiliate has a Beneficial Interest, the Company considers the meaning of the term as set forth in the definition in Appendix A as well as the intent of such restriction.

H. Effects of Marriage, Divorce and Death on the Affiliateship.

1. Marriage. A spouse is deemed to have Beneficial Interest in an Affiliateship and all the omissions of the spouse shall be imputed to the Affiliate. If two Affiliates marry, they may keep their Affiliateships separate. However, all other conditions of the Beneficial Interest rules of the Contract apply to both Affiliateships.

2. Death and Inheritance. In the case of an Affiliate’s death, the Contract will be assigned to the legal successor to the Affiliateship (who can properly qualify according to the Contract) in accordance with applicable laws. The Company requires certified copies of the death certificate (or a doctor’s statement) and a certified will, court order, or other appropriate legal documentation. Successors in interest must submit an amended Affiliate Agreement. Upon notice of demise, the Company reserves the right to make payments to the estate of the deceased Affiliate. If the legal successor wishes to terminate the account, a written, signed statement of request to terminate must be submitted along with appropriate legal proof of death. If the legal successor to the Affiliateship is already an existing Affiliate, the Contract will be assigned to the existing Affiliate and the Company will allow the multiple Beneficial Interest through inheritance; provided, however, that the existing Affiliate does not already own another Affiliateship through inheritance. If the existing Affiliate already owns another Affiliateship through inheritance, the Company will allow the multiple Beneficial Interest through inheritance for up to six (6) months, by which time the existing Affiliate must have sold or otherwise transferred the existing or one of the inherited Affiliateships.

Section 5: Compensation

A. Earnings Through Sales. Commissions are paid to Affiliates who qualify pursuant to the

Compensation Plan and who are in compliance with the Contract. As the success of any Affiliate depends largely on the personal efforts of that Affiliate, the Company does not guarantee any level of profit or success, nor does it guarantee an Affiliate a specific income. An Affiliate does not receive compensation for sponsoring or recruiting other Affiliates. The only way to earn Commissions is through the sale of Products, rewards are based on these sales.

B. Payment. The Company will pay Commissions to Qualified Affiliates on Product orders that have been received before the end of the Commission period; (ii) fully paid; and (iii) the sale is completed.

1. Commissions are paid in the name of the Business Entity listed on the Affiliate Agreement. When no Business Entity is listed, Commissions are paid to the personal name of the first Person listed on the Affiliate Agreement.

2. Commissions are paid bi-weekly, the 15^th and 30^th of each month, and will be deposited, as of the moment, only through Ijascode Mastercard. Company has 10 days package cancelation period and so the commission can only be released after then. All online and offline product and services orders are subject to this cancelation period.

All commissions from any products and services orders that are verified, fully paid, and NOT under cancellation period will be released on the next available pay cycle.

Example (assuming that the payment has passed and matured after 10 days):

a) If the package is ordered on January 1, 2018, the commission will be released on 15^th of January, 2021 pay cycle.

b) If the package is ordered on January 5, 2018 (11:59 PM Pacific Standard Time - Cut off Time), the commission will be released on 15^th of January, 2021 pay cycle.

c) If the package is ordered on January 6, 2018 (12:00 AM Pacific Standard Time – Passed Cut-off Time), the commission will be released on 30^th January, 2021 pay cycle.

d) If the package is ordered on January 25, 2018, the commission will be released on 15^th of February, 2021 pay cycle.

Notes: Always submit all orders on-time or as soon as possible to avoid commission delays. Company reserves its full rights to hold, review or delay any bonuses or commissions to ensure the accuracy and integrity of each payment release report.

3. Business Building Bonuses such as monthly maintenance subscription fee, competition or promotion bonuses are paid every 30^th of the month. Monthly subscription normally takes place on the second month after new affiliate’s registration, and so the residual bonus will take similar length of days to be released.

4. If an Affiliate believes that there is an error in the computation of Commissions and/or program qualifications, the error must promptly be brought to the attention of the Company. If such problems are not presented to the Company in writing within Thirty (30) days after the end of the relevant Commission period, the Affiliate waives all recourse with respect to such alleged error.

C. By Request Issuing Checks. Ijascode Mastercard is free to apply for and will take few days to receive. All affiliates are required to use this as the primary deposit card for any commissions and bonuses, however, in the event that a commission has failed to deposit into the Affiliate’s Ijascode Mastercard or it’s not available that time, and would like to be issued through CHECK, the Company will charge the Affiliate a processing fee of 15 dollars ($15 USD or equivalent local currency) per check. If a check must be issued because of the Company’s error, no additional charge will be applied.

D. Minimum Payment Amount. The minimum amount for payment of commission and bonus is twenty-five dollars ($25 USD or equivalent local currency). Commissions and/or bonuses in an amount less than twenty-five dollars ($25 USD or equivalent local currency) for a pay period will accumulate until they equal or exceed twenty-five dollar ($25 USD or equivalent local currency).

E. Returned or Unpaid Payments. The Company makes every effort to ensure that an Affiliate receives its commission payments. However, if a commission payment is unpaid due to insufficient information or other reasons beyond the control of the Company, the payment will be held for the benefit of the Affiliate for 180 days. Once the 180-day time period has passed, the check shall be voided and the Affiliate may also be charged a one‐time cancellation/stop payment fee of up to twenty‐five dollars ($25 USD or equivalent local currency).

F. No Manipulation. Manipulation of the Compensation Plan is not permitted and may result in disciplinary action. Manipulation of the Compensation Plan includes, but is not limited to, an Affiliate purchasing to qualify for various Ranks or Commissions, large quantities of Product that are not sold through the direct marketing channel, placing orders in his/her Downline Organization, and any other actions that may violate state, federal or foreign anti‐pyramid scheme laws. Creating Affiliate positions for the sole intent of qualification or manipulation of the compensation plan is prohibited. Such manipulations may, in the discretion of the Company, result in the suspension of Commissions and termination of the Affiliateship.

G. Deductions and Offsets. The Affiliate authorizes the Company to deduct fees from its Commissions as deemed appropriate in accordance with Section 6 herein or any other term or condition of the Contract. Any fees will be assessed at the sole discretion of the Company.

Section 6: Ordering Company Products

A. Inventory. As the Company imposes no specific minimum inventory requirement on its

Affiliates, an Affiliate must use its own judgment to determine the amount of inventory it will need to sustain its projected Retail Sales and personal use.

B. Ordering. Products can be ordered by telephone, mail, Ijascode Order Form, and through www.ijascode.com

1. Faxed, mailed, or personally delivered orders must be submitted using a current Affiliate price list and a fully completed order form. The prices of the Company’s Products are subject to change at the discretion of the Company.

2. Payment must be the exact amount of the order and may be made by those methods presently available (cashier’s check, money order, credit card, cash, direct debit).

3. Orders must be paid in full prior to pick‐up or shipping. All shipping and handling costs are based on delivery location and the number of Products ordered.

4. Unauthorized use of another Person’s credit card is prohibited.

5. An order placed over the phone is not deemed made to the Company until the Company customer service agent provides the Affiliate or Customer an order number.

6. The Company reserves the right to reject any order for any reason.

C. Back Orders. If the Company is temporarily out of stock on ordered Product, an Affiliate will receive a “back order” notice with his or her shipment. Back orders are filled first as new inventory arrives. Volume on back orders is credited to the month in which the Company received payment for the original order.

D. Electronic Funds Transfer (EFT). This method of payment may be an option for the purchase of

Products and payment of Commissions to Affiliates in certain Authorized Countries. When an Affiliate sets up an EFT method to purchase Products or receive Commissions, he or she is authorizing the Company to electronically debit or credit his or her bank account on a recurring basis for the amount of any designated purchase or payment, subject to the laws of the Authorized Country where the Affiliate resides.

1. In order to establish EFT as a purchase or payment method, an eligible Affiliate must submit the required forms to a Company customer service representative or through their Affiliate back office.

2. An Affiliate’s use of a bank account belonging to another person for EFT purchases requires written, notarized authorization by the owner of the account. Failure to obtain proper authorization constitutes a breach of Contract.

E. Payment Default. Any payment that is not supported by sufficient funds or that is returned uncollected constitutes a breach of the Contract. The Company will assess a handling fee of twenty‐five dollars ($25 USD or equivalent local currency) for all payments lacking sufficient funds. The Company reserves the right to restrict an Affiliate’s payment method.

1. When there are not sufficient funds, the Affiliate is responsible for all bank charges plus the Company’s handling fee. In the case of the EFT method, the Affiliate understands that when the Company’s first attempt to receive an EFT payment is unsuccessful, the bank may make a second attempt within three (3) days. The

Affiliate’s bank may charge an insufficient funds fee for each unsuccessful attempt. If there are insufficient funds, the Company will put a hold on the Product or cancel the shipment. If the Product has already been shipped, the Affiliate will be expected to use an alternate means of payment for the Product. If payment is not received within a reasonable amount of time, the Company may proceed with collection measures, stop the future shipment of orders, and take any other recovery steps available to it under the Contract, including withholding Commissions.

2. Any uncollected amount may be deducted from the Affiliate’s present or future Commissions.

3. The Affiliate understands that all Persons listed on the Affiliate Agreement, or any Person having a Beneficial Interest in the Affiliateship, will be held jointly and severally liable for the outstanding amount for unpaid Product and fees. It is expressly understood by the Affiliate that this joint and several liability supersedes any limitations of liability otherwise available to the Affiliateship or its Beneficial Interest holders.

F. Seventy Percent (70%) Rule. An Affiliate certifies with each new Product order that he or she has sold or consumed at least 70% of all Product purchased in prior orders. Each Affiliate that receives Commissions and orders additional Product agrees to retain documentation that demonstrates compliance with this policy, including evidence of Retail Sales. An Affiliate agrees to make this documentation available to the Company at the Company’s request. Failure to comply with this requirement or falsely representing the amount of product sold or consumed in order to advance in the Compensation Plan constitute a breach of the Contract and is grounds for termination. Furthermore, a breach of this requirement entitles the Company to recover any Commissions paid to the Affiliate for any period of time during which such documentation is not maintained or for which this provision has been breached.

G. Sales Tax, GST, VAT. U.S. Sales tax is collected on the Product’s sales in all states that have sales tax. Shipping and handling is calculated using the applicable rates for the location of where the product is shipped. The Company will collect and remit sales tax to the proper taxing authority following collection. The Company may, in its sole discretion, accept “Sales and Use Tax

Exemption Certificate” or equivalent document to the Company. If occupied by the Company, the collection of sales tax will be the responsibility of the Affiliate. Seeking the advice of a tax professional is recommended to determine tax issues for each Affiliate and their business. It is the responsibility of the Affiliate to provide an updated copy of its certification for exemption from sales tax each year.

H. Product Inspection and Acceptance. Affiliates must inspect Product upon delivery. If the Product is damaged in shipment, incorrectly sent due to a Company error, or otherwise of substandard quality, the Company will exchange the Product, provided you notify the Company within five business days of receipt of the order. The Company will issue a return label for the Product and immediately send a replacement order. The Company will inspect the Product upon receipt. If an exchange is not feasible, the Company will refund the amount of the returned Product. Failure to notify the Company within five business days of nonconforming Product will be deemed acceptance of the Product delivered.

I. Returns, Refunds, and Exchanges.

1. Ijascode 10‐Day Money Back Guarantee for Retail Customers and Preferred Customers: If a Retail or Preferred Customer is unsatisfied with a product purchased directly from Ijascode, the Customer may return the product for a full refund of the purchase price within 10 days of the date of purchase. To obtain a refund, the Customer must contact the Affiliate Relations Center for authorization and additional instructions on the refund procedure. Because this return policy was created, in part, to allow Retail and Preferred Customers to try Ijascode products, Ijascode will only honor one refund request per product from any Customer, except where a product is received in a damaged or defective condition.

2. Affiliate Return Policy: If you are unsatisfied with a product purchased from Ijascode, you may return the product for a full refund upon notifying the Affiliate Relations Center within 10 days from the date of your purchase. An agent will assist you with the proper procedures in order to process your refund. Keep in mind that the return policy was created, in part, to allow Affiliates to try Ijascode products. Therefore, Affiliates are limited to one refund request per product, except where a product is received in a damaged or defective condition. Any advancements in the Ijascode Compensation Plan, bonuses or awards achieved as a result of these purchases will be reversed and the amount(s) deducted from the Affiliate’s refund.

3. Direct Customer Transaction Return Policy: Affiliates are required to honor the Ijascode 10‐Day Money Back Guarantee available to all Customers who purchase the Product at issue through an authorized channel. If a Customer is unsatisfied with a Product purchased directly from you, the Customer may return the Product to you within 10 days of purchase for a replacement or refund. To process a Customer return, you must collect the unused product and/or original packaging, Customer’s full name, phone number, and email address (the “Customer Contact Information”), and contact customer service at info@Ijascode.com for authorization and further instructions on the refund/replacement procedures. Ijascode will issue replacement Product for the Product returned. All shipping or courier costs for the return of Product will be borne solely by the Affiliate unless otherwise prohibited by law. Keep in mind that the return policy was created, in part, to allow Customers to try Ijascode products. Therefore, Customers are limited to one refund request per product, except where a product is received in a damaged or defective condition.

4. Effect of Returns and Refunds on Affiliate Commissions: For whatever reasons, even after 10-day Cancellation and Return Policy period, after the Company has carefully reviewed the case, if the Company decided to refund the customer or affiliate’s order payment, any Commissions paid to the affected Affiliate and his or her Upline may be debited from the respective Upline Affiliate’s account or withheld from present or future Commission payments. An Affiliate agrees that he or she will not rely on existing Downline Organization Volume at the close of a Commissions period, as returns may cause changes to his or her Title, Rank and/or Commissions payout.

Section 7: Marketing the Product and Opportunity

A. Use of Sales Tools. An Affiliate may use only Sales Tools approved by the Company for an Authorized Country or a country subject to an announced Pre‐Launch Period.

B. Approval of Sales Tools. An Affiliate must submit all Sales Tools to the Company Compliance Department for approval prior to use. The Company has complete discretion whether to approve or reject a proposed Sales Tool. The approval process generally requires a minimum of three (3) weeks to complete. To comply with changing laws and regulations, the Company may rescind its prior approval of a Sales Tool, and may require the Affiliate to remove from the market at its own cost and obligation a previously approved Sales Tool. If approved, the Company will issue to the Affiliate:

1. A unique Sales Tool approval number and logo, and

2. A written authorization from the Company specifically stating that the Sales Tool may be distributed.

C. Product Claims. The only claims and representations Affiliate may make regarding Products and Services are those found in the literature distributed by the Company, or claims found on Official Company Websites. Any third‐party material used for Affiliate Business must comply with all federal and local laws and regulations. An Affiliate may not make any express or implied health or medical claims of any kind relating to any Product except for those claims, if any, that are

published in Company literature approved for the country in which the claims are presented. Under no circumstances may an Affiliate prescribe any Product as suitable for a particular ailment. No claims may be made as to therapeutic or curative properties of any Product offered by the Company.

D. No Endorsement Claims. No Affiliate may imply that the promotion, operation, or organization of the Company has been approved, sanctioned, or endorsed by any governmental regulatory authority. No Affiliate should claim or imply that any Product is approved by any governmental agency.

E. Income Claims Prohibition. An Affiliate is prohibited from making false, misleading, or unrepresentative claims regarding earning potential. If an Affiliate does make an income claim, it must be based on actual earnings, and must contain the required disclaimer as follows: “Ijascode makes no guarantees on income, as such representations may be misleading. Your success depends on your effort, commitment, skill and leadership abilities, and how effectively you exercise those qualities. Please see the Ijascode Annual Income Disclosure Statement.”

F. Use of Trademarks and Copyrights.

1. Affiliates may not use any of the Company’s current or after acquired trademarks or any confusingly similar variations of its marks, in a manner that is likely to cause confusion, mistake, or deception as to the source of the Products or services advertised.

2. Except as indicated herein, an Affiliate may not use the Company’s trademarks or any confusingly similar variation of its trademark, in a business name, e‐mail address, Internet domain name or sub‐domain name, URL, telephone number, or in any other address or title.

3. The Affiliate agrees to immediately re‐assign to the Company any registration of the Company names, trade names, trademarks, or Internet domain names registered or reserved in violation of this policy. The provisions of this Section survive the termination of the Contract.

4. Affiliates may not use the Company’s trademarks on non‐approved Sales Tools.

5. The Company, in its sole discretion, will determine whether a variation of its trademark is confusingly similar.

6. Affiliates shall not use the Company’s marks in countries where the use of such marks is prohibited.

7. An Affiliate must not use the name, logos, trademarks or other references to the Company’s Business or Manufacturing Partners in any Sales Tool, correspondence, or any form of advertising.

8. The Company’s literature and media are copyrighted by the Company and may not be duplicated.

G. Use of “Independent Affiliate” in Advertising. If an Affiliate selects a business title, the title must clearly state that the Affiliate is a “Independent Marketing Affiliate Contractor (IMAC).” An

Affiliate’s title may not imply that the Affiliate is an employee or agent of the Company.

Each time the Company’s logo or name is used in writing and in relation to the Affiliate, the Affiliate must identify itself as a “Independent Marketing Affiliate Contractor (IMAC).” Any advertisement may not include pricing other than the suggested retail price.

H. Methods of Advertising. Affiliates may advertise using the following means:

1. Newspaper: An Affiliate may place a generic business opportunity advertisement in the classified section of a local newspaper, provided the advertisement conforms to all applicable laws and regulations.

2. Phone Directory: Any Affiliate may place a text listing of its name in the white or yellow pages of a telephone directory followed by “Independent Marketing Affiliate Contractor (IMAC).” Graphical and display ads in telephone directories are prohibited.

3. Electronic Mail, Telephone, and Facsimile Advertisements: All advertisements sent via email, telephone, or facsimile must comply with all anti‐spamming and related laws for the state or country where the intended recipient resides. The Affiliate is under obligation to research and comply with all laws concerning unsolicited commercial e‐mail.

4. Television and Radio: Television and radio advertising requires prior written approval from the Company’s Marketing, Public Relations, and Compliance departments. Requests should be submitted through the Compliance department.

5. Celebrity Endorsement: An Affiliate may use a celebrity endorsement with written approval from the Company and the specific, prior, written approval of the endorsing celebrity for each use of the celebrity's name.

6. Fairs, Swap Meets, Etc.: An Affiliate may sell or promote Products at bazaars, flea markets, fairs, swap meets, tradeshows or other similar gatherings. You may only attend the same or similarly located event four times in a twelve-month period. A product discount of 10% may be applied at such events, but it must be declared a “Show Special”.

7. Internet Advertising:

a. Company Replicated Websites: Subject to the provisions herein, Affiliates may use only a Company Licensed Website to promote Products or the business opportunity over the Internet. If an Affiliate desires to utilize an Internet web page to promote his or her business, he or she may do so through the Company’s replicated website program, using official Company templates. This program permits Independent Affiliates to advertise on the Internet and to choose from among a variety of home page designs that can be personalized with the Affiliate's message and the Affiliate's contact information. These websites seamlessly link directly to the official Company website giving the Affiliate a professional and Company‐approved presence on the Internet. No Affiliate may independently design a web site that uses the name, logos, or product descriptions of the Company or otherwise promotes (directly or indirectly) Ijascode products or the Ijascode opportunity, without the express written consent of the Company, approval number and logo. Due to the alteration available with a website, any changes will result in negation of previous approval

b. Social Media Sites: Affiliates may promote the business opportunity and Products on social networking sites such as “Facebook” and “Twitter;” video sites such as “YouTube” and “Google Video;” and blogging sites such as “Wordpress” and “Blogger” (collectively, “Social Media Sites”), provided the following conditions are met:

i. All text, audio and video postings do not contain Product or income claims. For Product information, Affiliates may refer viewers to their Ijascode replicated website, the Company website, or a Company Licensed Website. All postings must adhere to the company’s code of ethics and are subject to this entire contract.

ii. Videos posted to Social Media Sites show the text “Independent Marketing Affiliate Contractor” for the entirety of the video.

iii. Affiliates may not advertise their own replicated websites or links to their own

Ijascode or other business-related websites on any official Company social networking website, profile, blog, etc.

iv. The Company may monitor the Social Media Sites for compliance with the Contract and Affiliate agrees to immediately remove or modify the Social Media Sites upon the Company’s request to comply with the Contract.

v. Upon termination of the Contract, any social media pages created with the sole intent of networking the Ijascode business must be removed or signed over to Ijascode for proper dissemination of the group or page.

I. Advertising at Company Sponsored Events. At Company‐sponsored events, Affiliate’s may not, unless specifically authorized in writing by the Company, advertise, sell, or promote nonCompany products or services, including, but not limited to: (i) the promotion of non‐Company events, systems or materials, (ii) organized person to person solicitations, (iii) distribution of flyers, DVDs or other materials, or (iv) the use of any other form of promotion deemed inappropriate by the Company.

J. Advertising and Selling Price of Products on the Internet. Affiliate acknowledges and agrees that the advertising and selling of all Products on the Internet may only be done on a Company Licensed Website. and the advertising and selling price of all Products on such website (i) if sold to an Applicant, must not be lower than the Wholesale price of the Products plus reasonable shipping and the amount the Company charges for taxes, handling and the Applicant must also be charged the Affiliate kit fee; and (ii) if sold to a non‐Applicant (e.g. Customer, etc.), must not be lower than the Company’s Suggested Retail price plus reasonable shipping and the amount the

Company charges for, taxes and handling of the Products. In connection with this Section, Affiliate also agrees that discounts associated with shipping Ijascode products or any other special incentives or promotions associated with the sale of Ijascode products or services or the Sign Up/Annual Membership/Replicated Web Hosting Fee may be not advertised. Affiliate acknowledges and agrees that he or she shall not advertise or sell any Products on the Internet, which were purchased from another Affiliate. Any violation of this Section by an Affiliate shall constitute a breach of the Contract and will be subject to the breach of Contract procedures set forth herein.

K. Lead Distribution. Persons who are outside the Company network often make inquiries to the Company about its Products. If the Company is able to determine that the inquiring Person received the information from a specific Affiliate or that there is a particular Affiliate that the Person is acquainted with, every attempt will be made to refer the Person to that

Affiliate. If an association with a particular Affiliate cannot be determined, the Person will be randomly positioned under an existing “Gold” level Affiliate or higher. Final judgment with respect to the positioning of leads remains the right of the Company.

L. Public Relations Matters. Media inquiries must be referred immediately to Ijascode at media@ijascode.com. The purpose of this policy is to ensure accurate and consistent information is provided to the public at all times.

Section 8: Restrictions on Sales

A. Prohibition on Sale for Purposes of Resale. An Affiliate is prohibited from selling Products to any Person who the Affiliate knows, or has reason to suspect, will resell those Products. This provision survives the termination of the Contract.

B. Internet Sales. Affiliate acknowledges and agrees that the advertising and selling of Products on the Internet may only be done on a Company Licensed Website. An Affiliate may not, directly or indirectly, sell or offer for sale Products on any Unauthorized Website, including, but not limited to, Amazon, EBay, Walmart Marketplace, and Craigslist. The provisions of this Section survive the termination of the Contract.

C. Retail Establishments. Except as described herein, an Affiliate may not sell Products or promote the business opportunity through Retail Establishments. The display of Independent Affiliate information within the premises of a Retail Establishment is acceptable if it complies with all the relevant advertising requirements of this Section and with the following:

1. The display may incorporate one of each Product per Retail Establishment, and/or several images of such Products, into a display for the sole purpose of advertising.

2. No Products, including the display, may be sold on the premises of the Retail Establishment.

3. No Retail Establishment shall display or advertise Company Product(s) or opportunities in a manner that is visible from outside the store.

4. The Company‐designated disclaimer must be prominently posted near the displayed Products. The disclaimer may not be altered in size, color, content, etc. The disclaimer may be downloaded from the Company website and should state the following:

“Thank you for your interest. As a direct selling company, Ijascode products are distributed and sold by Independent Affiliates and not in retail stores. Please contact (Affiliate’s Name) at (Affiliate’s Contact Information) in order to purchase your Ijascode products.”

5. If the Retail Establishment is a restaurant, café, juice bar, or the like, Products may be sold in trial amounts, and the Affiliate must provide ongoing support to the establishment.

D. Service Establishments. An Affiliate may conduct Affiliate Business through Service related Establishments, except that no Product banners or other Sales Tools may be displayed to the general public in a manner that would attract the public into the Service‐related

Establishment. The Company has sole discretion in determining whether an establishment is a Service‐related Establishment and a proper place for the sale of Products.

Section 9: Customer Service and Product Quality

A. Customer Service. Affiliates shall provide current contact information to their Customers and make it known to their Customers that they are available to answer questions, provide advice, and respond to customer concerns. Affiliates shall consult Company‐provided training materials and the Affiliate Relations Center for assistance in responding to Customers.

B. Product Inspection, Storage, and Handling Requirements. Affiliates are responsible for following storage instructions provided on Ijascode product labels and for the proper storing and handling of Products. Proper storage and handling of Products includes: (i) inspecting Products upon receipt to ensure that they are not damaged or tampered with; (ii) periodically inspecting Products to ensure that they are not expired or soon to be expired and removing expired Products from your inventory; (iii) ensuring that Product seals have not been broken; (iv) keeping Products properly sealed; and (v) storing Products in a cool, dry place and out of direct sunlight.

C. No Altering. An Affiliate shall not re‐label, alter, modify, tamper with or repackage any Products or Product labels, packaging, or literature.

Section 10: Breach of Contract Procedures

A. Conditional Obligations. The Company’s obligations to an Affiliate are conditioned upon the Affiliate’s faithful performance of the terms and conditions of the Contract. The Company, in its sole discretion, will determine if an Affiliate is in breach of the Contract and may elect any or all‐available remedies.

B. Progressive Discipline. The Ijascode Progressive Discipline Policy ("Discipline Policy") is designed to provide a structured corrective action process to improve and prevent a recurrence of Affiliate Policy & Procedure violations. It has been designed consistent with the Ijascode core values, the Direct Selling Industry best practices, and food, drug and cosmetic laws. Ijascode reserves the right, in its sole discretion, to combine or omit steps depending on the facts of each situation and the nature of the violation. The level of disciplinary intervention may also vary. Some of the factors that will be considered are whether the violation is repeated despite counseling or training and the impact the violation may have on Ijascode. Notwithstanding the above, a violation of Paragraph 8.B of these Terms will result in immediate suspension and may result in the Affiliate being subject to liquidated damages as set forth in Paragraph D of this Section.

1. First Violation: Counseling and initial warning letter.

A first violation usually occurs because the Affiliate is not familiar with the Policies and

Procedures or the law. Counseling and the initial warning provide an opportunity for Compliance to bring to the attention of the Affiliate the Policies and Procedures and the specific violation, and to provide counseling on complying with the Policies and Procedures and applicable laws. Compliance will also describe expectations and steps the Affiliate must take to resolve the violation including, but not limited to, either removing or revising the non‐compliant claim or how to remedy other policy violations.

Within three days of this notice, Compliance will determine if the non‐compliant material or other policy violation has been remediated. If so, Compliance will close the file. If not, Compliance will proceed to Second Violation notice.

2. Second Violation: Second warning letter and temporary suspension.

Although it is hoped that the Affiliate will promptly correct the violation(s), Ijascode recognizes that this may not always occur. The second written warning indicates the seriousness of repeated violations, temporarily suspends the Affiliate, requires the Affiliate to sign a reinstatement letter, and explains that the Affiliate may be subject to additional discipline up to and including termination if the violation is not remedied or further violations occur.

3. Third Violation: Suspension and final written warning.

Repeated violations of the Policies and Procedures is very problematic and potentially

harmful. Therefore, the most effective and prudent action is suspension of the

Affiliate and forfeiture of commissions for at least a month. The final written warning letter will include notification of such suspension, the extent of the commission forfeiture, and an indication that if the Affiliate violates the Policies and Procedures again, the Affiliate will be terminated immediately.

4. Fourth Violation: Termination.

As described above, Ijascode will try to exercise the progressive nature of the Discipline Policy by first providing warnings, a final written warning and suspension and commissions forfeiture before proceeding to termination; however, Ijascode reserves the right to combine and omit steps depending on the circumstances of each situation and the nature of the violation. Furthermore, Affiliate may be terminated without prior notice or disciplinary action, as authorized by the Policies and Procedures.

5. Appeal Process

Affiliates who are terminated for Policy and Procedure violations will have the opportunity to submit a written appeal to the Compliance Appeal Board with 10 days of the effective date of termination. The purpose of this process is to allow the Affiliate to provide insight to Ijascode regarding any extenuating circumstances that may have contributed to the Affiliate’s violations, or other information the Affiliate may deem as material to the decision.

6. Compliance Appeal Board

The Compliance Appeal Board Consist of:

a. Two Executive Officers of Ijascode;

b. Compliance Manager; and

c. One Grand Diamond Affiliate (the terminated Affiliate must not be in the appointed Grand Diamond Affiliate’s downline)

The appeal hearing will be held within 10 days of receipt of the written appeal and can be held in person, via telephone or Zoom webinar. Neither Ijascode nor the person appealing will be represented by legal counsel during the proceedings. The Appeal hearing may not be recorded. The Compliance Appeal Board will notify the terminated Affiliate of its decision within 10 days of hearing the appeal. If the terminated Affiliate wishes to make a presentation to the Appeal Board in addition to the written materials submitted, he/she will be limited to a maximum of 10 minutes for such presentation.

Important note: Nothing in this Progressive Discipline Policy provides any contractual rights regarding Affiliate discipline or counselling, nor should anything in this Policy be

read or construed as creating an employer / employee relationship between the Affiliate and Ijascode.

C. Remedies. In the event of breach, the Company may elect to take no action or to exercise some or all contractual remedies and remedies at law or in equity, including, but not limited to:

1. Notify the Affiliate either in writing or verbally of the breach and providing a notice to cure the breach;

2. Require from the Affiliate additional assurances of future compliance;

3. Withhold or deny recognition and attendant perks;

4. Assess damages and withhold them from commission payments;

5. Suspend Affiliate Rights temporarily or permanently;

6. Seek injunctive relief;

7. Terminate the Contract; and

8. Seek damages and associated costs.

D. Availability of Injunctive Relief. You acknowledge that we will suffer irreparable harm if you fail to strictly adhere to, breach, or threaten to breach any of the Terms set forth herein, such that damages at law would be an inadequate remedy. Therefore, in such event, we will be entitled, in addition to all other available rights and remedies, to the entry of an injunction immediately restraining such activity, without being required to show any actual damage or to post an injunction bond, or to a decree mandating specific performance of the provision(s) at issue.

E. Choice of Forum and Consent to Jurisdiction. Any action or proceeding for injunctive relief pursuant to paragraph 11.1 will be brought in the courts of record of Maricopa County, Arizona, or the United States District Court, District of Arizona, Phoenix Division. You consent to the exclusive jurisdiction of such court and waive any objection to the laying of venue of any such action or proceeding in such court. We may affect service of any court paper on you by mail or in such other manner as may be provided under applicable laws, regulations, rules of procedure or local rules. Any party who unsuccessfully challenges the enforceability of this forum selection clause shall reimburse the prevailing party for its attorney’s fees.

F. Liquidated Damages. In the event that you sell or offer for sale any Product through any Unauthorized Website, in violation of paragraph 8.B of these Terms, and in addition to any other remedies available to us, you hereby agree to pay to us one thousand United States dollars ($1,000.00) for each unit of Product sold or offered for sale in such manner. You hereby waive any defense to our right to obtain liquidated damages on the basis that actual damages are calculable or that the liquidated damages do not represent a reasonable determination of our damages or otherwise constitute a penalty.

G. Court Proceedings Relating to Seller Identification. Nothing in this agreement is intended to or shall preclude our ability to commence an action in a court of law for purposes of ascertaining the identity of any unauthorized seller of our Products.

H. Reporting Contract Breaches. If an Affiliate observes or is aware of another Affiliate’s violation of any term or condition of the Contract, the observing Affiliate shall submit a written complaint to the Company’s Compliance Department. Because of the difficulties of investigating and asserting appropriate remedies for stale claims, any complaint for breach of the terms and conditions of the Contract other than Cross‐Company Recruiting must be brought to the Company’s attention for review within eighteen (18) months of the start of the alleged violation; Cross‐Company Recruiting violations must be brought to the Company’s attention within six (6) months of the alleged violation. Failure to report a violation within that time period may result in the Company not pursuing the allegations in order to prevent the Affiliate Business from being disrupted due to stale claims. However, this policy does not waive the

Company’s right to investigate and discipline Affiliates found guilty of the stale claims.

I. Circumvention of the Contract. The Contract is designed to protect Affiliates and the Company from the adverse consequences of their violation. Affiliates who intentionally circumvent the Contract to accomplish indirectly what is prohibited directly will be disciplined as if the applicable policy or rule had been broken directly. In such circumstances, all of the available remedies as stated above will be available to the Company. The Contract is not intended to give an Affiliate the right to enforce the Contract against another Affiliate directly, or to take any legal action against another Affiliate.

Section 11: Termination

A. Termination.

1. An Affiliate may terminate the Contract by failing to renew on the annual anniversary of the acceptance of his or her Affiliate Agreement or by submitting to the Company in writing a request to terminate, subject to Section 9 herein.

2. The Company may terminate the Contract if the Affiliate violates the terms of the Contract and any amendments thereto.

3. Upon termination, the Company may in its sole discretion retain the Affiliateship or dissolve and remove it from the Sponsor.

B. Return of Confidential Information. An Affiliate must return all Confidential Information, including any information derived there from, over which he or she has direct or indirect control to the Company upon termination or upon demand of the Company. If any such Confidential Information cannot be returned because it is in electronic format, the Affiliate shall permanently delete and erase the Confidential Information upon termination or upon demand.

C. Affiliate Buyback. Ijascode will repurchase on reasonable commercial terms currently marketable inventory, in the possession of and purchased by the Affiliate for resale prior to termination date of the Affiliate’s business relationship with Ijascode. For purposes of this Policy, “reasonable commercial terms” shall include the repurchase of currently marketable inventory purchased within 12 months from the Affiliate’s date of termination less appropriate set offs, legal claims and a $15.00 restocking fee. Products shall not be considered “currently marketable” if returned for repurchase after the products’ commercially reasonable usable or shelf life period has passed; nor shall products be considered “currently marketable” if Ijascode clearly discloses to Affiliates prior to purchase that the products are seasonal, discontinued, or special promotion products and are not subject to the repurchase obligation. If an Affiliate is in breach of contract, the Company reserves the right to stop or delay the buyback process.

D. Effects of Termination for Breach of Contract.

1. An Affiliate whose Contract is terminated by the Company must wait one (1) year before applying for a new Affiliateship. During that time, the Affiliate can have no

Beneficial Interest in any other Affiliateship. Prior to applying for a new Affiliateship, he or she must first petition the Company through the Compliance department. The petition will include an affidavit that must be signed under penalty of perjury and notarized in which the Affiliate confirms that he or she has had no Beneficial Interest in any Affiliateship during the prior one year.

2. Upon termination of the Contract, all of the Affiliate’s rights in and to the Affiliateship and the Affiliate Business are revoked and terminated. In acknowledgement of the damages the Company has likely suffered and/or will suffer as a result of Affiliate's breach, including but not limited to, all or any of the following: (i) loss of good will and loss in the value of the Company’s confidential and proprietary information and trade secrets; (ii) loss of a portion of the value of the Company’s business; and (iii) loss of future profits; Affiliate consents that any unpaid Commissions may be forfeited to the Company to offset a portion of the damages.

3. The Company may elect to reorganize the Downline Organization of an Affiliateship terminated for breach in a manner that serves the best interests of the Company, Downline Organization and Upline.

4. Where the Company elects to terminate an Affiliateship in which there is more than one Beneficial Interest holder, the following may apply:

a. The departing Beneficial Interest holder(s) must relinquish all rights to, and interests in, the Affiliateship;

b. The Company may not divide or reassign any of the Downline Organization; and

c. The Company may not split Commissions between the prior or current Beneficial Interest holders of the Affiliateship.

E. Effects of Voluntary Termination by the Affiliate.

1. The Contract can be voluntarily terminated by an Affiliate who is not in breach of the Contract for any reason, at any time, by providing written notice to the Company signed by all Person(s) listed on the Affiliate Agreement. The termination is effective on the date the Company receives the written notice, although processing of the termination request

may be delayed until the following month if there is current Volume in the Affiliateship. If an Affiliate is in breach of the Contract, he or she cannot voluntarily or unilaterally terminate the Contract until the longer of: (i) the last day of the renewal period of the Contract, or (ii) the last day of the period equal to the amount of time such Affiliate had been in violation of the Contract prior to the Company’s discovery of the breach, but not to exceed one (1) year. In such a case, the Company may elect any and all available remedies for breach of the Contract pursuant to Section 8, and the Affiliate shall not be entitled to receive any Commissions during such period, as determined by the Company in its sole discretion.

2. Upon termination of the Contract, all of the Affiliate’s rights in and to the Affiliateship and the Affiliate Business are revoked and terminated.

3. An Affiliate who voluntarily terminates may re‐apply for a new Affiliateship under a new Sponsor no earlier than six (6) months from the date the Company receives written notice of the termination. During this six (6)‐month period, the voluntarily terminated

Affiliate is not permitted to participate in any Affiliate Business or have a Beneficial Interest in any Affiliateship.

4. An Affiliate may not terminate voluntarily if the Affiliateship is not in good standing with the Company, as may be evidenced by, but not limited to, any of the following conditions: (i) a temporary Affiliateship; (ii) an Affiliateship is on hold, suspension or probation; (iii) the Affiliateship is under investigation, but no formal discipline has taken place; or (iv) notice of intent to terminate has been sent.

Section 12: Miscellaneous

A. Governing Law. These Terms as well as any dispute related to or arising from these Terms are governed by and construed in accordance with the internal laws of the State of Arizona, without regard to conflicts of law principles.

B. Entire Agreement. The Contract contains the entire understanding concerning the subject matter hereof between the Company and the Affiliate, and is intended as a final, complete, and exclusive expression of the terms of the parties. This Contract supersedes and replaces all prior negotiations and proposed, but unexecuted agreements, either written or oral. Any prior agreements, promises, negotiations, or representations, either written or oral, relating to the subject matter of this Contract, are of no force or effect. If there is any discrepancy between verbal representations made to the Affiliate by any employee or agent of the Company and the terms of the Contract, the express written terms and requirements of the Contract will prevail.

C. Headings. The section and subsection headings in the Contract are inserted solely as a matter of convenience and for reference, and will not be considered in the construction or interpretation of any provision hereof. Unless the context otherwise specifically requires, all references to sections of the Contract will refer to all subsections thereof.

D. Modifications by the Company. The Company reserves the right to make any modifications to the Contract. The Company may communicate these modifications by posting any portion of the modified Contract on the Company’s website at www.ijascode.com or by any other method of communication. The Affiliate is deemed to have accepted the modification to the Contract if the Affiliate engages in any Affiliate Business, renews its Affiliateship, or accepts Commissions after the modification was communicated.

E. Ambiguities. Ambiguities, if any, in the Contract shall not be construed against any party, regardless of which party may be deemed to have authored the ambiguous provision.

F. Warranties. The Company extends no product warranties, either expressed or implied, beyond those specifically articulated in the Contract. The Company disclaims and excludes all warranties regarding possible infringement of any United States or foreign patent, trademark, trade name, copyright, or trade secret arising from the Affiliate’s operations. THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ALL

IMPLIED WARRANTIES OF MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE, ACCURACY AND NON‐INFRINGEMENT. THIS DISCLAIMER OF WARRANTY CONSTITUTES AN ESSENTIAL PART OF THIS AGREEMENT.

G. Waiver. Any waiver by the Company of an Affiliate’s breach of a Contract provision must be in writing and will not be construed as a waiver of any subsequent or additional breach by the Affiliate. The failure by the Company to exercise any right or privilege under the Contract will not constitute a waiver of that right or privilege.

H. Severability. If any term or condition of this Contract is judicially invalidated, prohibited, or otherwise rendered unenforceable in any jurisdiction, it is unenforceable only to the extent of the invalid, prohibited or unenforceable provision in that jurisdiction only, and it will not render unenforceable or invalidate any other provision of the Contract, nor will the Contract be rendered unenforceable or invalidated in another jurisdiction. Furthermore, any provision found unenforceable may be partly enforced to the maximum extent enforceable under the law.

I. Force Majeure. Affiliate acknowledges that the Company is not liable for any damages or losses caused by the delay or inability to manufacture, sell, or deliver its products due to labor strikes, accidents, fire, flood, acts of civil authority, acts of God, acts of terrorists, or from any other causes that are beyond the control of the Company.

J. Successors and Assigns. The Contract will be legal and binding upon and inure to the benefit of the heirs, devisees, executors, administrators, personal representatives, successors, and assigns (as applicable) of the respective parties hereto.

K. Limitation of Liability. To the extent permitted by law, the Company, its directors, officers, members, managers, shareholders, employees, assigns and agents (collectively referred to as “Responsible Parties”) shall not be liable for, and the Affiliate releases Company and its Responsible Parties from and waives all claims, for any loss of profits, indirect, direct, special or consequential damages, and for any other losses incurred or suffered by Affiliate’s as a result of: (i) Affiliate’s breach of the Contract, (ii) the promotion or operation of the

Affiliateship and the Affiliateship Business; (iii) Affiliate’s incorrect or wrong data or information provided to the Company or its Responsible Parties; or (iv) the Affiliate’s failure to provide any information or data necessary for the Company to operate its business. EACH AFFILIATE AGREES THAT THE ENTIRE LIABILITY OF THE COMPANY AND ITS RESPONSIBLE PARTIES FOR ANY CLAIM WHATSOEVER RELATED TO THE CONTRACT, BUT NOT LIMITED TO, ANY

CAUSE OF ACTION SOUNDING IN CONTRACT, TORT, OR EQUITY, SHALL NOT EXCEED, AND SHALL BE LIMITED TO, THE NUMBER OF PRODUCTS THE AFFILIATE HAS PURCHASED FROM THE COMPANY THAT ARE IN RESALABLE CONDITION.

Section 13: Dispute Resolution.

A. If a dispute arises relating to any relationship, contractual or otherwise, between or among Ijascode, its officers, employees, members, partners, Affiliates or vendors or arising out of any products sold by Ijascode, the parties agree to attempt in good faith to resolve any such dispute in an amicable and mutually satisfactory manner.

B. In the event such efforts are unsuccessful for any reason, and with the exception of those actions or claims described in Paragraphs 10.D,10.E, 10.F, and 10.G above, either Party may serve a notice of arbitration ("Notice of Arbitration") on the other Party. Notice of Arbitration shall be personally delivered or sent by prepaid registered mail, or by means or such other delivery service evidenced by verified receipt of the addressee, and shall be effective on receipt thereof by the Party to whom it is addressed. Proof of receipt shall be a receipt signed by the addressee, or any officer or responsible official of the Party if the addressee is an entity. The Notice of Arbitration shall be dated, and, without prejudice to any right under the applicable rules permitting subsequent modifications, shall specify the claims or issues which are to be arbitrated. The Parties shall schedule an arbitration to occur in Maricopa County, Arizona, U.S.A. within 45 days of service of receipt of the Notice of Arbitration.

C. THE PARTIES SPECIFICIALLY AGREE THAT IN ORDER TO PROMOTE TO THE FULLEST EXTENT REASONABLY POSSIBLE A MUTUALLY AMICABLE RESOLUTION OF THE DISPUTE IN A TIMELY, EFFICIENT AND COST‐EFFECTIVE MANNER, THEY WAIVE THEIR RESPECTIVE RIGHTS TO A TRIAL BY JURY AND SHALL SETTLE THEIR DISPUTE SOLELY BY SUBMITTING THE CONTROVERSY TO BINDING

ARBITRATION IN ACCORDANCE WITH THE COMMERCIAL RULES OF THE AMERICAN ARBITRATION

ASSOCIATION (“A.A.A.”) THEN IN EFFECT, EXCEPT THAT ALL PARTIES SHALL BE ENTITLED TO ALL DISCOVERY RIGHTS ALLOWED UNDER THE FEDERAL RULES OF CIVIL PROCEDURE.

D. The Parties shall attempt to select a mutually agreeable arbitrator from A.A.A.'s Panel of Arbitrators. If an arbitrator is not selected by agreement within ten (10) days of the first written notice of intent to arbitrate, an arbitrator shall be selected in accordance with the Commercial Rules of A.A.A.

E. The Arbitration shall be governed by the Federal Arbitration Act, 9 U.S.C. §1 et. seq., and the judgment upon the award rendered by the arbitrator may be entered by any court having jurisdiction to enter the judgement. Either Party may elect to participate in the arbitration telephonically. Any substantive or procedural rights other than the enforceability of this Dispute Resolution Policy shall be governed by Arizona law, without regards to Arizona's conflict of laws principles.

F. The Parties agree that any arbitration proceeding will be conducted on an individual, not a classwide, basis, and that any proceeding between the Parties may not be consolidated with another proceeding between one of the Parties and any other entity or person. THE PARTIES SPECIFICALLY WAIVE ANY RIGHT TO CLASS‐WIDE TREATMENT OF ANY CLAIM COVERED BY THIS AGREEMENT AND DISPUTE RESOLUTION POLICY.

G. The Parties further expressly agree that (i) the arbitrator shall only reach his decision by applying strict rules of law to the facts, (ii) the arbitration shall be conducted in the English language, in Maricopa County, Arizona, (iii) the Party in whose favor the arbitration award is rendered shall be entitled to recover all costs and expenses of the arbitration including, but not limited to, attorneys' fees, expert or other professional fees, and the cost and expense of administration of the arbitration proceedings, and any costs and attorneys’ fees incurred in executing on or enforcing the arbitration award, and (iv) the arbitral award shall be issued in Maricopa County, Arizona, U.S.A.

H. The Parties, A.A.A., and the arbitrator shall maintain the confidentiality of the entire arbitration process and may not disclose to any other person not directly involved in the arbitration process: (i) the substance of, or basis for, the controversy, dispute, or claim; (ii) the content of any testimony or other evidence presented at an arbitration hearing or obtained through discovery in the arbitration; or (iii) the terms or amount of any arbitration award. A.A.A. and the arbitrator shall have the authority to make appropriate rulings to safeguard confidentiality, unless the law provides to the contrary.

I. Subject to the exceptions set forth in Paragraphs 10.D, 10.E, 10.F, and 10.G above, no party shall be entitled to commence or maintain any action in a court of law upon any matter in dispute until such matter shall have been submitted and determined as provided herein and then only for the enforcement of such arbitration award. Judgment upon the award may be entered by the United States District Court or Maricopa County Superior Court located in the State of Arizona, or application may be made to such court for the judicial acceptance of the award and order of enforcement, as the case may be, if the Arbitrator's award or decision is not complied with within 7 days of the Arbitrator's decision.

J. Subject to the exceptions set forth in Paragraphs 10.D, 10.E, 10.F, and 10.G above, arbitration in accordance with the terms of this Dispute Resolution Policy shall be the sole and exclusive procedure for resolution of disputes between the parties, including any disputes that might arise after termination of this Agreement.

K. Notwithstanding the foregoing, any revision, modification, amendment to, or termination of the Dispute Resolution Section contained in the Agreement shall not apply to a dispute of which Ijascode has actual notice of prior to the effective date of such revision, modification, amendment or termination. The effective date of any such revision, modification, amendment or termination shall be 30 days after the revision, modification, amendment or termination is posted on the Company website at www.ijascode.com.

L. Attorneys’ Fees. If any suit, action, or proceeding is brought to enforce any term or provision of this Contract, the prevailing party shall be entitled to recover reasonable attorneys’ fees, costs, and expenses incurred, in addition to any other relief to which such party may be legally entitled.